Credit Reports – Safe Business

Do you know your customers and business partners?

Do you want to make decisions quickly and not miss any business opportunities due to uncertainty? Estimate your risks with credit reports!

What are Credit Reports?

They are useful risk management tools, providing a complete picture of the risks associated with a company.

The economic and financial health of a company at a given time is reflected in credit reports. You don't need advanced legal or economic knowledge to go through and understand them.

The success of your business may depend on choosing between a serious and a frivolous partner.

What Credit Reports can you find on ListaFirme?

1. Justice Files Report — included in the extended/detailed profile package
   • Information about ongoing trials before the courts in Romania: file number, amendments, object, legal matter, quality, court.
   • Analysis of legal incidents related to turnover or number of transactions to highlight useful features in risk assessment.
   • Understand your risks by analyzing the facts that led to litigation and how many clients/partners have taken the company to court.
2. Report Summaries from the Official Gazette Part IV — included in the extended/detailed profile package
   • Changes to legal entities: shareholding, AGM decisions, updates to articles of association, dissolutions, appointments of liquidators.
   • View all company registrations from inception to the report date.
   • Make informed choices about your business partners.
3. Report on outstanding obligations according to ANAF — included in the extended/detailed profile package
   • Outstanding obligations to public budgets: ORBS, ORPE, ORSO, ORSN.
   • Evaluate garnishments, inability to pay, and the solvency of potential customers/suppliers.
4. Insolvency Proceedings Bulletin Report — included in the extended/detailed profile package
   • Details about the initiation and stages of the insolvency procedure: documents, file number/year, court/section, bulletin number/date.
   • Check if the company is insolvent; for contractual relationships with such companies, advance payment is indicated.
   • Check if the company has emerged from insolvency by looking at the last record.
5. Payment Incident Center (PIC) Report
   • Incidents of payments with checks, bills of exchange, bills of exchange for the last 7 years and the existence of a banking ban.
   • Check the banking prohibitions for the companies you want to contract with.
   • Information about the number and type of payment incidents; reduce the risk of transactions with companies without adequate resources.
6. Trade Register Report (ReCom)
   • Data from the Trade Register: identity of the company and legal representatives, status (in operation, suspended, deregistered).
   • Make sure you are working with real and active companies.
   • You validate that commercial relations are concluded with legally authorized persons.

What benefits do Credit Reports on ListaFirme offer you?

• You select safe business partners, correctly estimating the risks.
• You objectively evaluate the companies analyzed and speed up the decision.
• You get professional partnerships and a more profitable business.

Do you want to save time, resources and energy? Get rid of uncertainties! Make informed decisions by accessing the Creditworthiness Reports offered by ListaFirme.